Fully IRS-Code Compliant Payroll Tax Strategies

Maximize Payroll Tax Savings Safely

We help U.S. employers legally reduce FICA taxes—averaging $1,100 per qualifying W-2 employee annually—while delivering premium, tangible preventative care benefits to your team at no administrative cost to the employer.

A True Win-Win Solution

By leveraging established IRS codes (Section 125, 105(b), 106(a), 213(d)), we structure a preventative health plan that creates immediate payroll tax efficiency while vastly improving employee utilization of care.

For The Employer

Average $1,100 in annual FICA payroll tax savings per qualifying W-2 employee.

Savings are realized immediately every time you run payroll.

Zero employer administrative fees.

Boost morale, attract top talent, and improve long-term retention.

A reliable, long-term savings strategy (the perfect alternative to one-time ERC credits).

For The Employee

Realize $250-$350 in average tax savings per month, repurposed to fund benefits.

Unlimited Virtual Primary Care & Urgent Care visits.

Unlimited Mental Health counseling.

1,000+ generic prescription drugs at $0 copay with unlimited usage.

Weight loss coaching and dietary plans

We Understand Risk.
You Are Safe Here.

We are proud to be recognized as the most compliant company in the Tax Saving space. We do not deal in questionable practices, and we do not utilize risky fixed-indemnity structures.

Our operations and implementation of the IRS code have been vetted and approved by one of the largest ERISA law firms in the country (700+ attorneys) and hold the seal of approval from Deloitte & Touche.

Legal Foundations

Structured in full compliance with IRC §105(b), 106(a), 213(d), 125, 104(a)(3), and ERISA, HIPAA, ADA regulations.

h

WIMPER Model

We utilize a compliant Wellness Incentive Medical Plan with Employer Reimbursement, avoiding taxable events entirely.

IRS Memorandum 202323006 Aligned

Our structure is built in strict accordance with the latest IRS memorandums warning against non-compliant fixed indemnity wellness structures.

"This is a safe, proven, and fully compliant way to create ongoing payroll tax savings—without risk, gimmicks, or employer administrative fees."

Who It's For & Why It Matters Now

This program acts as a stand-alone benefit or seamlessly sits on top of your existing major medical coverage. It is designed for forward-thinking organizations seeking long-term stability and operating expense reduction.

If you are looking for a reliable, long-term savings strategy—and the perfect alternative to one-time ERC credits, you belong here.

Minimum 20 Employees

Must be W-2 employees.

30+ Hours / Week

Full-time average requirement.

$26,000+ Annually

Minimum salary threshold.

Proudly Serving the USA & Its Territories

USA Mainland

Puerto Rico

U.S. Virgin Islands

Guam

Northern Mariana Islands (CNMI)

American Samoa

See What Your Savings Could Look Like

Enter your approximate number of qualifying W-2 employees below to instantly calculate your estimated annual FICA tax reduction.

20 20 Employees 1000+

Estimated Annual Employer FICA Savings

$22,000

*Based on the average savings of $1,100 per enrolled employee.

Ready to verify your eligibility and secure your savings?

Our Commitment to Community Impact

When an organization partners with us, the impact extends beyond business.

If your company has a foundation or supports a charitable cause that promotes social good, we are proud to contribute alongside you. We believe growth should benefit not only your organization, but also the communities you serve.

Because when you grow with us, your community should grow too.

Partners and Affiliations